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Yangcheng Evening News reporter Xu Chen Yu-Ai

Handheld ID card, to open 600 books at the same bank! 17, a bank freeze a dissatisfied people choose this way to vent discontent in fruitless negotiations, the bank for help to the police, the public was finally persuaded the police from the scene.

a, refused to do 600 books

At 16:00 on the 17th, the people of Guangzhou Chen with a black backpack filled with 600 dollar bills, Yuexiu District, Baiyun came a banking point of asking in his own name, for the same book 600, each of the books only keep a dollar .

In the afternoon, for cash business customers more, 4:00 Chen arrived at the scene to take the numbers line up in front of him there are 12 waiting to handle customer service. In nearly an hour of waiting, broadcast notice "No. 70," Mr. Chen to the 3rd traffic counters.

"Hello, may I ask what business you have to go through?" Asked the counter staff.

"I want to do 600 books." He is not seated on said eagerly.

Staff look of confusion, a series of questions: "??? What are you going to do 600 books do you own it."

See staff astonishment, "premeditated" Chen calm down: "Yes,louboutin pas cher, yes."

Sitting inside of the counter staff, "Teng" stood up, firm voice, said: "According to the relevant provisions of the bank, we can not give the same individuals for 600 passbook." Chen did concede: "Then you get to the provisions of to me. "

Staff realized that the front of the man's glasses irrational move, then call the parent responsible person. Claiming to be responsible for the bank president who then went to the counter, try to communicate with Mr. Chen. He is the person in charge said that the bank credit card center "for no reason" to freeze his credit, numerous fruitless negotiations, were forced to hope that through this extreme way, "forcing" the bank unfreeze credit card.

The official said, asking him to slip off to his office for further understanding and negotiation,nike tn pas cher, do not delay other customers to transact business. But Chen was adamant, saying: "If today were not thaw my credit card, I'll sit here do not go!"

The time was 17:15, the scene there are three customers waiting for business, and business for cash only two windows. A young woman sitting in the lobby waiting for her number is 73, and she reluctantly said: "I've been waiting here for nearly a half an hour, then it was my turn next, but for a long time did not call numbers. "

b, dissatisfaction with platinum credit card is frozen

Banking official told Chen, if you have any questions about the credit card freeze should go to apply for a credit card to open the card center, or complaints to headquarters in Guangzhou. Mr. Chen did not appreciate this, saying he had to visit to Beijing headquarters and "12315" consumer hotline reflect the situation, but said it could not solve all the other problems.

Bank officials, who felt very strange: Platinum card is not an ordinary client can handle, why Chen Platinum card is suddenly freeze it?

Chen recalled that last September 20,giubbotto woolrich, when he was shopping in the supermarket consumer, suddenly found a credit card can not be used, followed by this message that his bank credit card has been frozen. "I feel very surprised, this Platinum credit card limit is 30 million, why not notify me in case of froze my credit card?"

It is understood that Mr. Chen from the beginning of August last year,tn pas cher, the opening of "hire" the credit card business, just over 23,000 yuan per cent more (ie about 7%) of the fee,http://www.nurs.or.jp/~mirai/bbs3/apeboard_plus.cgi/, the amount of 250,000 yuan to the consumer division 24 repayment. Meanwhile, the annual consumption of at least 20 million or more,nike tn pas cher,http://youiv.com/home.php?mod=spacecp&ac=blog&blogid=, you can remove the 2000 first year fee. "Banks froze my credit card, can not carry out any freeze after spending 2000 yuan annual fee according to income,hogan outlet,http://www.tkl.iis.u-tokyo.ac.jp/~sane/iSCSI, which is terms of the King." Chen said.

c, brush one million suspected high monthly cash

A person in charge of the bank Manager Xu told reporters that there are many doubts Chen trading: As was the legal representative of Guangzhou, a computer line, in January 2013 to July period, Chen frequently use the bank credit card in their own The opening line of computer card 670,000 yuan, total trading 9 pen; According to the survey, the computer has four or five rows POS machine, "according to common sense, a store should not have so many POS machine"; at the same time,moncler uomo outlet, according to the bank's internal transaction records, in the same period, Mr. Chen also an electrical shop swipe 250,000 yuan, the other in a credit card 89,000 yuan ticket outlets.

"Based on this information, we determine Chen's transactions are no real credit card transactions, that is questionable cash transaction business." Mr. Koh said.

He is not recognized bank statement, saying that all credit card transactions are used for consumption, the bank must produce evidence to prove that his conduct is illegal. Currently, Mr. Chen has to repay 160,000 yuan, 130,000 yuan remaining installments. Banks, said after the end of the repayment, according to Mr. Chen is now funded status and risk assessment, and then decide whether to unfreeze their credit cards.

It is understood that Mr. Chen not only has a high amount of credit card at the bank, he was still the other eight banks fired a total of 18 credit cards, a total of 1.25 million yuan of credit, nearly half the average monthly overdraft is about 100 million. However, Mr. Chen held the line, including nine banks, including credit cards, are no arrears overdue records.

Yesterday afternoon, the bank official on the one hand to persuade Chen to reasonable and legitimate way to solve the problem, on the other banks to the police for help. 17:30 Xu, at two police persuasion,peuterey, Chen took 600 1 yuan bill left the scene.

Three events doubt

● Chen why can enjoy 300,000 yuan credit line?

Chen: In 2011, I saw a credit card handling activities at the official website of the bank, it opened a 60,000 yuan credit card. Because of the relatively large amount of consumption, the bank will take the initiative to enhance the credit limit to $ 100,hogan uomo,000 and $ 150,000, $ 200,000, $ 300,000 and finally upgraded to "Platinum." Less than six months,http://bbs.292you.com/forum.php?mod=viewthread&tid=16059, my credit card limit from 60,000 yuan to 300,000 yuan rapid promotion. Each time limit increase, the bank will send SMS notification myself.

Bank: the credit card limit increase, are generally offered to customers. If the bank offered to enhance the customer's credit card limit, the bank will contact the customer,http://mh123.lv9.org/forum.php?mod=viewthread&tid=20041, get customer consent before use.

● He is why 18 high limit credit card?

Chen: I have to admit, while nine banks owned 18 credit cards, these are bank staff Pinmingdexiang sell me, saying that there is work requirements, I hope I can handle a credit card,abercrombie outlet online, to help them complete the task. In addition, you can enjoy a lot of credit card offers, accumulated points can also be redeemed for prizes.

Banks: CBRC "credit card management approach",http://tigristiger.net, the credit card can only be used for consumption is prohibited for the operation and cash. Through investigation, the nine banks that Chen has 18 high-limit credit card, the average monthly overdraft of up to 100 million,http://www.fukushi-hiroba.com/magazine/cgi/talk/ftalk.cgi?res=203, both from the number, amount and quality of the consumer, it can be determined that he is not for personal consumption while the presence of production and management of cash suspect.

● the average monthly consumption of 100 million is how to brush out?

Chen: a computer on-line credit card 67 million, I do not recognize, unless evidence to the bank. An electrical shop brush pen 4, could not be myself when buying electrical appliances brush it? I can provide small ticket consumer PCs,scarpe hogan outlet, but no invoice, invoicing because we need to pay some of the costs. At ticket outlets consume 89,000 yuan, in fact, when my uncle lent credit card to buy home appliances. Electrical lines may be a problem with a POS machine, the display is the "ticket outlets" consumer records.

Bank: the internal bank details can be found in all of the records Chen credit cards. For the "ticket outlets," the consumer records, explained Mr. Chen was given is traveling with a group of employees, to borrow his personal credit card to buy a ticket,vetement abercrombie pas cher, but he could not provide reimbursement vouchers of the company and play records. He is unable to provide real trading background,http://d.smartinfohk.com/house2/forum.php?mod=viewthread&tid=4418576, we can suspect that the cardholder has a "cash" suspect. Chen only provide small ticket computer does not have legal effect, you must provide the relevant invoice receipt job.

Xu Chen, Yu-Ai

(Original title: dissatisfaction with credit card banks to freeze him to open 600 1 yuan passbook)

Edit: SN146